Cycle to work scheme

The Cycle to Work Scheme

Ride Into Savings and a Healthier Lifestyle

The Cycle to Work Scheme is a fantastic UK government-backed initiative designed to encourage more people to cycle to work. It helps employees save money while promoting healthier, greener, and more sustainable commuting options.

Why the Cycle to Work Scheme is Great

  • Save Money
    You can get a bike and cycling equipment through your employer at a significant discount, thanks to tax and National Insurance savings. This means you pay less than buying a bike outright!

  • Health Benefits
    Cycling regularly improves cardiovascular fitness, reduces stress, and boosts your overall well being. It’s a great way to fit exercise into your daily routine without extra time at the gym.

  • Eco-Friendly Travel
    Choosing to cycle reduces your carbon footprint and helps cut air pollution, making your commute kinder to the planet.

  • Avoid Traffic & Parking Hassles
    Bikes can often get you to work faster than cars or public transport, especially in busy cities, while saving you the frustration of searching for parking.

How the Cycle to Work Scheme Works

  1. Join Through Your Employer
    Your employer must be registered with a Cycle to Work Scheme provider. If they aren’t already, you can encourage them to join!

  2. Select Your Bike and Equipment
    Choose a bike (including e-bikes), safety gear, and accessories up to an agreed value limit, usually around £1,000 or more.

  3. Salary Sacrifice Arrangement
    Instead of paying upfront, your employer buys the bike on your behalf and you repay them via monthly salary deductions before tax and National Insurance are applied.

  4. Enjoy Your New Ride
    Once the scheme is set up, you get your bike and start saving money while enjoying your healthier commute.

  5. Hire Period and Ownership
    Typically, there is a 12-month hire period. After this, you may have the option to buy the bike at a fair market value, often at a great price.

Who Can Join?

  • Employees of UK companies of any size

  • Workers of all ages and abilities

  • Employers looking to boost staff wellbeing and reduce their environmental impact

Final Thoughts

The Cycle to Work Scheme is a win-win: employees get affordable access to bikes and better health, while employers benefit from happier, fitter staff and greener business practices. Whether you’re a seasoned cyclist or new to two wheels, it’s a great way to pedal your way to a brighter, healthier future.